Finance Insights & Tips
Expert advice, guides, and industry insights to help you make smarter financial decisions.
Latest Articles
How to Finance a Caravan or Camper Trailer in WA (2026)
How to finance a caravan or camper trailer in WA: your loan options, what affects rates and repayments, cash versus finance, and what WA charges in duty.
Is a Personal Loan Better Than a Car Loan?
Personal loan vs car loan: why what secures the loan matters more than its name, how the options compare when you buy a car, and what to check before choosing.
Novated Lease vs Car Loan in 2026: Which Actually Saves You More?
Novated lease or car loan? The answer depends on your salary bracket, how far you drive, and what car you are buying. Here is how to read your own situation properly in 2026.
The EV FBT Exemption Is Being Wound Back: Why the Clock Is Now Ticking on Cheap Electric Novated Leases
The full FBT exemption on electric vehicles is being phased out from 1 April 2027. Here is exactly what changes, what it costs you, and whether a novated lease still stacks up against a car loan.
The Cheapest Electric Cars in Australia in 2026 (and What They Really Cost to Run)
A price war has broken out in the Australian EV market. Here are the 10 cheapest electric cars on sale right now, plus the running-cost maths that decides whether an EV actually saves you money.
How Much Does the Big Lap of Australia Really Cost in 2026?
The complete Big Lap planning guide: how far it really is, how to time it around the seasons, what the rig, fuel, campsites and maintenance actually cost, and the unexpected expenses that blow budgets.
Average Wedding Cost in Australia: What to Budget (and What to Expect)
The average Australian wedding costs between $36,000 and $38,000, but most couples spend more than they planned. Here’s a real breakdown of the costs, and how to finance the gap.
How to Make Extra Money in Australia: Practical Ways to Boost Your Income
Want to make extra money in Australia? Here are practical side hustle ideas, realistic earnings, and smart tips on what to do with the income once it starts coming in.
How Much Do Braces Cost in Australia? A Plain-English Price Guide
Published price ranges for metal, ceramic and lingual braces and clear aligners, the questions to ask before you sign a quote, how Medicare, the CDBS and private health insurance may apply, and how people pay.
Business Loans for a New Business in Australia: What Lenders Look At and Your Options
What lenders may ask for when your business is new, how personal guarantees work, finance that can suit a start-up, the total cost of borrowing and other ways to fund it.
Unsecured Business Loans in Australia: What You Need to Know in 2026
Unsecured business loans explained. Compare rates, eligibility, and loan structures to find the right fit for your Australian small business in 2026.
Using a Personal Loan to Consolidate Debt: Is It Worth It?
Thinking about a debt consolidation personal loan? Here's how it works, when it saves you money, and what to check before you apply in Australia.
Debt Consolidation Loans: How They Work, What They Cost and Other Options
How debt consolidation loans work in Australia, what they really cost over different loan terms, the risks to weigh up, and the free help to try first.
Average Car Loan Interest Rate in Australia (2026): What Rate to Expect
The average car loan interest rate in Australia is about 8.5% to 11% p.a. for a secured, fixed-rate loan in October 2026. Westpac and St.George publish median rates of 8.49% and 10.99%, and the big four banks advertise ranges from 6.49% to 13.54% p.a.
Chattel Mortgage for a Business Car, Ute or Van: How It Works in Australia
Learn how a chattel mortgage works for a business car, ute or van, including repayments, balloon payments, costs, risks and questions to ask before applying.
Short-Term or Long-Term Loan: Which Is Best?
Not sure whether to choose a short-term or long-term loan? We break down the key differences, repayment costs, and which option suits your financial situation.
Debt Pitfalls and How to Avoid Them
From paying only minimums to BNPL overload, learn the most common debt traps Australians fall into - and exactly how to avoid them.
How to Get Out of Debt: A Step-by-Step Guide for Australians
Feeling overwhelmed by debt? Learn proven strategies to become debt-free, from the snowball method to debt consolidation. Practical steps you can start today.
What is Debt Refinancing? A Complete Australian Guide
Debt refinancing could save you thousands in interest and simplify your finances. Learn the difference between refinancing and consolidation, when it makes sense, and how to get started.
The Top 10: Trending and the Most Popular Cars in Australia
Australia set a new all-time sales record in 2025. Here are the top 10 best-selling cars, from the Ford Ranger to the Tesla Model Y, with full specs and pricing.
Who Wins? Hi Lux or Triton
The battle for dominance in the dual-cab sector has never been hotter and Mitsubishi Triton is making a serious run at the market leader Toyota Hilux.
Used Car Buying Tips for Australia: What to Check Before You Pay
A step-by-step checklist for buying a used car in Australia, from the PPSR search and independent inspection to dealer rights, WA duty and the rego transfer.
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