Insurance
Cover on the things that matter. We offer competitive rates on car insurance, sickness and accident cover, GAP protection, and warranties.
Protection for What Matters
Comprehensive Coverage
Car Insurance
Protect your vehicle
Accident & Sickness
Income protection
GAP Insurance
Shortfall protection
Extended Warranty
Beyond manufacturer cover
Loan Protection
Payment security
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“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
Insurance Options
Comprehensive coverage tailored to your needs
Car Insurance
Essential coverage for new and used vehicles. Particularly important for secured loans where comprehensive insurance is often required.
- Comprehensive coverage
- Third party options
- New & used vehicles
Accident & Sickness Cover
Protection for unexpected illness or serious accidents that prevent you from working and earning income.
- Income protection
- Illness cover
- Accident protection
Extended Warranties
Coverage that continues beyond manufacturer warranty expiration, protecting you from unexpected repair costs.
- Beyond manufacturer cover
- Mechanical breakdown
- Peace of mind
GAP / Shortfall Insurance
Covers the difference between your loan balance and insurance payout if your vehicle is stolen or written off.
- Loan shortfall cover
- Theft protection
- Write-off cover
Loan Protection
Assists with loan repayments during job loss, income interruption, or other unexpected circumstances.
- Job loss cover
- Income interruption
- Payment security
Need Help Choosing?
Our experienced brokers will evaluate your needs and find the right coverage for you.
1800 079 147Why Choose Loans 123 for Insurance?
As an insurance broker, we offer competitive rates on a range of insurance products to protect what matters most to you.
Our experienced team evaluates your budget, needs, and circumstances to find coverage that's right for you - not just the most expensive option.
With our streamlined application process, getting insured is as easy as one, two, three.
Experienced Brokers
Expert guidance tailored to your needs
Competitive Rates
Transparent pricing aligned with market standards
Personalised Solutions
Coverage matched to your circumstances
How It Works
Select a Policy
Choose the coverage that suits your needs from our range of options.
Pay Premiums
Set up your premium payments - we offer flexible payment options.
Make Claims
When eligible events occur, we help you through the claims process.
Protect What Matters
Insurance gives you peace of mind knowing you're protected against unexpected events that could impact your finances.
Whether it's protecting your vehicle, covering yourself against illness, or ensuring your loan payments are secure, we have options to suit every need.
Our team takes the time to understand your situation and recommend only the coverage you actually need.
Free Quotes
No obligation to proceed
Expert Advice
Tailored recommendations
Get Protected Today
Free Quote
Our experienced brokers can help you find the right insurance coverage at competitive rates.
No obligation quotes - we'll explain your options and let you decide what's right for you.
Call us on 1800 079 147 or visit us to discuss your insurance needs.
Frequently Asked Questions
We offer car insurance, accident and sickness cover, extended warranties, GAP/shortfall insurance, and loan protection. Our brokers can help you choose the right combination for your needs.
Ready to apply?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score