Truck Loans Made Simple
Whether you're buying your first truck or expanding your fleet, we compare 30+ lenders to find you the best deal on truck finance in Australia.
Loan Amount
Approved
New & Used Trucks
All makes and models
Flexible Terms
Up to 7 year terms
Competitive Rates
From 30+ lenders
All Truck Types
Light to heavy vehicles
Terms
1 - 7 years
Finance up to
$500,000+
39+ Five-Star Google Reviews
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
Estimate Your Repayments
Calculate your truck loan repayments in seconds
Estimated repayment
per month
*This calculator provides estimates only. Actual rates depend on your circumstances.
Truck Finance With Professional Brokers
Getting a truck loan with Loans 123 is straightforward. We compare over 30 Australian lenders to find you the most competitive rate for your truck purchase.
Whether you need a light commercial vehicle, a rigid truck, or a prime mover, we can arrange finance for new and used trucks of all makes and models.
Our experienced brokers take into account all the costs associated with truck ownership including insurance, registration, and running costs to make sure the loan is affordable for you.
We offer competitive rates that are personalised to your circumstances based on factors such as your credit history, employment status, and the vehicle you're purchasing.
Trucks We Finance
Light Commercial
Utes, vans and light trucks
Rigid & Heavy
Medium to heavy rigid trucks
Prime Movers
Semi-trailers and B-doubles
Specialty Vehicles
Tippers, refrigerated and tankers
Free Comparison Service
We compare 30+ lenders to find you the best rate. Calculate your expenses and ensure the loan is affordable for you.
Use CalculatorFree Truck Finder
Looking for the right truck? Ask your broker about our complimentary vehicle finder service to locate the perfect truck.
Learn MoreSpecialist Broker Team
Our dedicated team of professional brokers are here to guide you through every step of the truck finance process.
Contact Us30+ Lenders
Widest panel in Australia
Licensed Broker
Australian Credit Licence
Fast Decisions
Same day approvals
Free Service
No cost to you
Free Comparison Service
We Compare Truck Loans For You
When deciding whether you should get a truck loan, it's important to first calculate your expenses and income. You need to ensure the loan is easily affordable for you.
It's also important to consider additional expenses that come with a truck such as running costs, insurance, maintenance, registration, and fuel.
Personalised Rates
Tailored to your credit profile and situation
No Obligation
Free quotes with no impact to your credit score
All Business Structures
Sole traders, partnerships and companies
Truck Loan Benefits
Get on the road faster with competitive rates and flexible terms
Fast
Approval
Get approved and on the road quickly.
30+
Lenders
We compare over 30 Australian lenders.
Flex
Repayments
Weekly, fortnightly or monthly options.
1-7
Year terms
Choose a term that suits your budget.
$0
Early exit fees
Pay off your loan early with no penalty.
With no impact to your credit score
How It Works
Getting truck finance with Loans 123 is as easy as one, two, three
Tell Us What You Need
Apply online in minutes or give us a call. Tell us about the truck you want and your financial situation. No obligation, no impact on your credit score.
We Compare 30+ Lenders
Our brokers search our panel of over 30 Australian lenders to find the most competitive rate and terms for your truck purchase.
Get Approved & Drive
Once you accept your offer, we handle the paperwork and settlement. Many applications are approved within 24 hours so you can get on the road fast.
Truck Finance for Everyone
Who Is Truck Finance For?
Truck finance from Loans 123 is available to a wide range of borrowers. Whether you're an individual buying your first truck or a company expanding a fleet, we have finance options to suit.
Our brokers work with all types of businesses and credit profiles. Even if you've been knocked back elsewhere, we may be able to help find a solution.
Owner-Operators
Individual owner-drivers buying their own rig
Fleet Managers
Companies expanding or replacing fleet vehicles
Start-Up Businesses
New ABN holders entering the transport industry
Subcontractors
Tradies needing a work truck or ute
Sole Traders
ABN holders
Companies
Pty Ltd & more
Partnerships
Joint ventures
Fleet Operators
Multiple vehicles
Tailored Solutions
Truck Finance Options
We offer multiple finance structures to suit your needs and maximise your benefits
Chattel Mortgage
Own the truck from day one. Claim GST upfront and enjoy depreciation deductions. Ideal for GST-registered businesses.
Hire Purchase
Make regular payments and take ownership at the end of the contract. Interest and depreciation may be tax deductible.
Secured Loan
Use the truck as security for lower interest rates. Fixed repayments make budgeting simple and straightforward.
Finance Lease
Lease the truck for your business use. Payments are typically 100% tax deductible. Option to purchase or upgrade at end of term.
30+
Australian Lenders
5.0
Google Rating
24hr
Fast Approvals
$0
Broker Fees
Why Finance Your Truck with Us?
At Loans 123, we specialise in helping Australians get behind the wheel of their next truck. We work with over 30 lenders to find the most competitive rates available.
Whether you're an owner-operator buying your first truck or a fleet manager expanding operations, we have finance solutions tailored to your situation.
With options including chattel mortgages, hire purchase, and secured loans, we'll match you with the right product for your business.
New & Used Trucks
Finance for all truck types
ABN Holders Welcome
Sole traders to large fleets
Ready to Get Your Truck?
Apply Today
Our truck finance specialists are ready to help you find the best deal from over 30 lenders.
With fast approvals and flexible terms, getting truck finance with Loans 123 is as easy as one two three.
Call us on 1800 079 147 or apply online to discuss your truck loan options.
Frequently Asked Questions
We can arrange finance for all types of trucks including light commercial vehicles, utes, vans, rigid trucks, prime movers, semi-trailers, B-doubles, tippers, refrigerated trucks, and tankers. Both new and used trucks are eligible.
Ready to apply?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score