Disclaimer

About Loans123

Loans 123 (Aust) Pty Ltd t/as Loans 123 (ABN 62 693 374 284) is an Authorised Credit Representative #575877 of Fintelligence Pty Ltd (ABN 80 625 017 174), Australian Credit Licence #511803.

Loans123 operates as a credit assistance provider (finance broker), not a lender. We help you compare and apply for credit products from our panel of over 30 lenders.

Not Personal Financial Advice

Nothing on this website should be construed as personal financial advice. Our role is to assist you in finding suitable credit products based on the information you provide to us. We do not provide advice on whether a particular loan is suitable for your specific financial circumstances.

We recommend that you:

• •Carefully read all loan documentation before signing
• •Consider seeking independent financial advice
• •Ensure you understand the total cost of the loan including all fees and charges
• •Only borrow what you can afford to repay

Interest Rates and Fees

Interest rates, comparison rates, fees, and other information displayed on this website are indicative only and are subject to change without notice. Actual rates and terms will depend on your individual circumstances and the credit provider's assessment of your application.

Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years unless otherwise stated. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees and early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Credit Approval

All credit applications are subject to the credit provider's approval criteria, lending guidelines, and terms and conditions. Loans123 does not guarantee approval of any credit application.

Credit providers will assess your application based on their own criteria, which may include your credit history, income, employment status, and ability to service the loan.

Website Accuracy

While we endeavour to keep the information on this website accurate and up-to-date, we make no representations, warranties, or guarantees, whether express or implied, that the content is accurate, complete, or current.

We reserve the right to modify, update, or remove any content on this website at any time without prior notice.

Third Party Content

This website may contain links to third-party websites or display information from third-party sources. We do not endorse, control, or accept responsibility for any content, products, or services offered by third parties. Your use of third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Loans123 disclaims all liability for any loss, damage, cost, or expense (whether direct, indirect, consequential, or special) arising from or in connection with:

• •Your use of, or reliance on, information contained on this website
• •Any errors or omissions in the website content
• •Any decision you make based on the information provided
• •The unavailability of this website at any time