Loans123
Commercial Equipment Finance

Asset Lease Finance

Use your business equipment with the benefits of ownership while the lender retains ownership. Fixed monthly rentals with flexible end-of-lease options.

Australian Credit Licence
5.0 Rating
Fast Approval
Approved
Asset Lease Application
Loans123

Monthly Lease

$1,950

Pre-Approved

Fixed Monthly Rentals

Predictable payments

Tax Deductible

Claim lease payments

GST Input Credits

If GST registered

End of Lease Options

Purchase, refinance, return

Terms

12 - 60 months

Assets up to

$500,000+

Ready
Asset Lease
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Asset Lease Calculator

Estimate Your Lease Payments

Calculate your monthly asset lease costs

$80,000
$10,000$500,000

Estimated lease

$1,934

per month

Asset value$80,000
Term4 years
Example rate7.5% p.a.*

*This calculator provides estimates only. Actual rates depend on your circumstances.

How Does an Asset Lease Work?

An asset lease allows your company to make use of business equipment with the benefits of ownership while the lender actually retains ownership of the assets.

The lender purchases the equipment for your company, and you pay fixed monthly lease rentals. At the end of the lease, you can choose to purchase the asset via a residual payment, refinance and continue leasing, or sell the asset.

Assets don't appear on your balance sheet as asset-liabilities, and tax deductions are claimable on most lease payments.

End of Lease Options

Purchase

Pay the residual value and own the asset

Refinance

Continue leasing with a new agreement

Return

Return the asset to the lender

Free Calculator

Use our online calculator to estimate your lease payments before you apply.

Calculate Now

Competitive Rates

Perth's most competitive asset lease rates, customised to your budget.

Learn More

Expert Brokers

Our specialists evaluate optimal budgets factoring in all operational costs.

Contact Us

Flexible Asset Leasing

Use the equipment you need with the benefits of ownership

Fixed

Monthly rentals

Predictable payments for easy budgeting.

Tax

Deductible

Claim lease payments as a business expense.

Off

Balance sheet

Assets don't appear as liabilities.

12-60

Month terms

Flexible contract terms to suit your needs.

GST

Input credits

Claim GST credits if registered.

Apply Now

With no impact to your credit score

Benefits of Asset Leasing

Asset leasing offers significant advantages for businesses that need to manage their balance sheet while accessing essential equipment.

With fixed monthly rentals, you know exactly what you'll pay. Road tax and servicing may even be included depending on the agreement terms.

Contract terms typically range from 12 to 60 months, determined by equipment type, age, and usage requirements.

Off Balance Sheet

Improve financial ratios

GST Credits

For registered businesses

Ready for Asset Leasing?

Apply Today

Our commercial finance team specialises in asset lease arrangements tailored to your business needs.

With flexible terms and competitive rates, accessing the equipment you need has never been easier.

Call us on 1800 079 147 or apply online to discuss your asset lease options.

Frequently Asked Questions

Asset leasing is ideal for business owners using vehicles or equipment primarily for business purposes. If you're an employee, a novated lease might be a better alternative. Our brokers can advise on the best option for your situation.

Ready to apply?

Find out your rate and repayments in under 90 seconds

With no impact to your credit score