Take the Trip of a Lifetime
Personal caravan loans with flexible repayment options. Secured or unsecured, we compare 30+ lenders to find you the best rate.
Loan Amount
Approved
Competitive Rates
Best rates from 30+ lenders
Fast Approval
Same day decisions
Expert Brokers
Dedicated support team
Simple Process
Minimal paperwork
Loan Terms
1 - 7 years
Borrow up to
$100,000
39+ Five-Star Google Reviews
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
Estimate Your Repayments
Use our calculator to get an idea of your monthly payments
Estimated repayment
per month
*This calculator provides estimates only. Actual rates depend on your circumstances.
Caravan Finance With Professional Brokers
Personal caravan loans allow you to purchase your dream caravan or RV through flexible monthly or fortnightly payments rather than paying the full amount upfront. The lender pays the seller while you repay the loan over your chosen term.
Loan durations typically span between 12 and 84 months (1-7 years). Our experienced brokers help you find the right loan structure, whether secured against your caravan or unsecured for older vehicles.
We offer competitive rates personalised to your circumstances based on factors such as your credit history, employment status, and the caravan you're purchasing.
Free Comparison Service
We compare 30+ lenders to find you the best rate. Calculate your repayments and ensure the loan is affordable for you.
Use CalculatorSecured & Unsecured Options
Whether your caravan qualifies as security or you need an unsecured personal loan, we have options to suit.
Learn MoreSpecialist Broker Team
Our dedicated team of professional brokers are here to guide you through every step of the process.
Contact Us
Free Comparison Service
We Compare Caravan Loans For You
When deciding whether you should get a caravan loan, it's important to first calculate your expenses and household income. You need to ensure the loan is easily affordable for you.
It's also important to consider additional expenses that come with caravan ownership such as registration, insurance, maintenance, and storage costs.
Flexible Terms
Choose from 1-7 year loan terms
Fixed Rates
Know exactly what you'll pay each month
Older Caravans Welcome
Personal loans for vehicles that don't qualify for secured finance
Simple terms. No hidden fees.
$0
Early repayment fee
Pay off early and save on interest. No penalties.
$10
Monthly fee
Simple, transparent pricing. No hidden extras.
$395
Establishment fee
Spread across repayments. $495 for loans over $15,000.
1-7 years
Loan durations
Choose a term that fits your adventure budget.
$100,000
Max loan amount
Finance your caravan from $4,000 to $100,000.
With no impact to your credit score
Caravan, Camper & RV Loans
Personal caravan loans can be either secured or unsecured. With a secured loan, your caravan acts as collateral, often resulting in lower interest rates. With an unsecured loan, no collateral is required - ideal for older caravans that don't meet secured loan criteria.
We handle all types of recreational vehicle finance the same way - whether it's a caravan, camper trailer, motorhome, or RV, our process remains straightforward.
When deciding on a caravan loan, consider your budget carefully. Factor in not just the repayments but also ongoing costs like registration, insurance, maintenance, and storage.
Secured Loan
Lower rates, caravan as security
Unsecured Loan
No collateral required
Your Caravan Loan is Ready
Apply Now
See how we've made the process of applying for a loan online easier. Use our Loan Calculator for a guide to repayments, then apply today!
With affordable payment terms and our streamlined application, getting a loan with Loans 123 is as easy as one two three.
Call us on 1800 079 147 or apply online to start discussing your loan options.
Frequently Asked Questions
For unsecured personal loans, you can borrow up to $30,000. For secured loans (using the caravan as security), the minimum is $4,000 with no upper limit depending on the value of your caravan and your financial circumstances.
Ready to apply?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score