Education Loans
Investing in your future? Finance your education or course with flexible repayment terms up to 7 years.
Loan Amount
Pre-Approved
Any Course
University, TAFE, online & more
Fixed Repayments
$329/month for 5 years
Flexible Terms
Up to 7 years
Online or In-Person
Any learning format covered
Rate from
10.99% p.a.
Borrow up to
$30,000
39+ Five-Star Google Reviews
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
Typical Education Costs
Get an idea of what your education might cost
Online Courses & Communities
$2,000 - $10,000
TAFE & Trade Certificates
$5,000 - $15,000
University Degrees
$8,000 - $30,000
Professional Development
$3,000 - $12,000
*Costs are estimates only and vary by institution, course, and duration.
Estimate Your Repayments
See what your education loan could cost
Estimated repayment
per month
*This calculator provides estimates only. Actual rates depend on your circumstances.
Finance Your Education
Whether it's a university degree, a TAFE certificate, an online course, or a professional development program, education is one of the best investments you can make. A personal loan makes it possible to get started now with manageable repayments.
Our unsecured personal loans let you borrow up to $30,000 with no collateral required. For larger amounts, secured loans are available from $5,000 with no maximum.
With flexible repayment terms up to 7 years, you can focus on your studies while keeping your budget on track.
Education We Finance
Online Courses & Communities
Mentoring programs, paid communities, digital courses
University & TAFE
Degrees, diplomas, certificates
Professional Development
Industry certifications, upskilling, workshops
Education Loan Features
Finance your learning with flexible terms
$30K
Unsecured max
Borrow up to $30,000 without security.
7 yrs
Repayment terms
Flexible terms up to 7 years.
Fixed
Interest rate
Know exactly what you pay each month.
Fast
Approval
Quick decisions so you can enrol sooner.
$5K+
Secured loans
Secured options from $5,000 with no max.
With no impact to your credit score
Why Choose a Personal Loan for Education?
A personal loan gives you the flexibility to choose your course, institution, or community without being limited by upfront costs.
With fixed interest rates and consistent repayments, you'll know exactly what you pay each month, making budgeting easy while you study.
Whether you're investing in a university degree, joining an online mentoring community, or upskilling with a professional certification, a personal loan is often a smarter choice than credit cards with lower rates and structured terms.
No Collateral
Unsecured loans up to $30K
Fixed Rates
Know what you pay monthly
Ready to Invest in Yourself?
Apply Today
Our experienced brokers can help you find the right personal loan to fund your education goals.
Easy online application with no obligation. Get a quick decision so you can start learning sooner.
Call us on 1800 079 147 or apply online to discuss your education financing options.
Frequently Asked Questions
You can use a personal loan to finance virtually any education expense including university degrees, TAFE certificates, online courses, paid communities and mentoring programs, professional development courses, and workshops. The loan is paid directly to your bank account, giving you freedom to choose how you learn.
Ready to apply?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score