Finance Your Electric Vehicle
Go green and save on fuel with competitive EV car loan rates. Compare 30+ lenders for the best electric vehicle finance in Australia.
Loan Amount
EV Finance Approved
New & Used EVs
Tesla, BYD, Hyundai & more
Go Green & Save
Lower running costs vs petrol
Up to $150,000
Finance for any EV budget
Fast Approval
Get driving sooner
Loan Terms
1 - 7 years
Zero
Emissions
Trusted by EV Buyers Across Australia
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
Estimate Your EV Repayments
Use our calculator to get an idea of your electric vehicle loan payments
Estimated repayment
per month
*This calculator provides estimates only. Actual rates depend on your individual circumstances.
EV Car Loans Made Simple
Electric vehicles are the future of driving in Australia, and financing one has never been easier. Whether you're looking at a Tesla, BYD, Hyundai Ioniq, Kia EV, or any other electric or plug-in hybrid vehicle, our brokers can find you a competitive rate.
At Loans 123, we compare 30+ Australian lenders to find the best EV car loan for your situation. We finance both new and used electric vehicles, so you can go green at a price that suits your budget.
With lower running costs, less maintenance, and potential government incentives, an EV can save you thousands over the life of the vehicle. Let us help you make the switch.
Why Go Electric?
Expert EV Brokers
Our brokers understand the EV market and will find the right finance solution for your electric vehicle.
Talk to UsEV Loan Calculator
Use our calculator to estimate your EV loan repayments before you apply.
Calculate NowSave on Running Costs
EVs cost less to run than petrol cars. Combine with a competitive loan rate to maximise your savings.
Learn MoreAll EV Types Welcome
New, used, private sale & dealer
Electric Vehicle Finance
What EVs Can We Finance?
Loans 123 can help you finance a wide range of electric and plug-in hybrid vehicles. Whether you're buying new from a dealer, used from a private seller, or refinancing an existing EV loan, we have options.
We work with lenders who understand the EV market, including the higher resale values and lower running costs that come with electric vehicles.
Full Electric (BEV)
Tesla, BYD, Hyundai Ioniq, Kia EV6 & more
Plug-in Hybrid (PHEV)
Mitsubishi Outlander PHEV, MG HS+ & more
Used Electric Vehicles
Pre-owned EVs at competitive rates
Luxury Electric
Premium EVs including BMW, Mercedes & Porsche
Simple terms. No hidden fees.
$0
Early repayment fee
Pay off your EV loan early without penalty.
$10
Monthly fee
Simple, transparent pricing. No hidden extras.
$395
Establishment fee
One-time setup fee to get your loan started.
1-7 years
Loan durations
Flexible terms to match your budget.
$150,000
Max loan amount
Finance your EV from $5,000 to $150,000.
With no impact to your credit score
Frequently Asked Questions
Yes, we finance both new and used electric vehicles. Our lenders offer competitive rates for pre-owned EVs, and our brokers can help you find the best deal regardless of whether you're buying from a dealer or a private seller.
Ready to go electric?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score