Cosmetic Surgery Loans
Changing your look? Surgery is expensive. Finance your cosmetic procedure with flexible repayment terms up to 7 years.
Loan Amount
Pre-Approved
Unsecured Loan
No collateral required
Fixed Repayments
$438/month for 5 years
Flexible Terms
Up to 7 years
Any Procedure
Wide range covered
Rate from
10.99% p.a.
Borrow up to
$30,000
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Typical Procedure Costs
Get an idea of what your procedure might cost
Breast Augmentation
$7,000 – $15,000
Facelift
$6,500 – $25,000
Tummy Tuck
$9,000 – $18,000
Rhinoplasty
$8,000 – $20,000
*Costs are estimates only and vary by surgeon, location, and complexity.
Estimate Your Repayments
See what your cosmetic surgery loan could cost
Estimated repayment
per month
*This calculator provides estimates only. Actual rates depend on your circumstances.
Finance Your Cosmetic Procedure
Cosmetic surgery can be life-changing, but it's expensive. A personal loan makes it possible to finance your procedure with manageable monthly repayments.
Our unsecured personal loans let you borrow up to $30,000 with no collateral required. For larger amounts, secured loans are available from $4,000 with no maximum.
With flexible repayment terms up to 7 years, you can choose a schedule that fits your budget while achieving the look you've always wanted.
Procedures We Finance
Breast Surgery
Augmentation, reduction & lifts
Facial Procedures
Facelifts, rhinoplasty & more
Body Contouring
Tummy tuck, liposuction & lifts
Cosmetic Surgery Loan Features
Finance your transformation with flexible terms
$30K
Unsecured max
Borrow up to $30,000 without security.
7 yrs
Repayment terms
Flexible terms up to 7 years.
Fixed
Interest rate
Know exactly what you pay each month.
Fast
Approval
Quick decisions to book your procedure.
$4K+
Secured loans
Secured options from $4,000 with no max.
With no impact to your credit score
Why Choose a Personal Loan?
A personal loan gives you the flexibility to choose your surgeon and schedule your procedure on your terms, not based on payment plan limitations.
With fixed interest rates and consistent repayments, you'll know exactly what you pay each month, making budgeting easy.
Unlike credit cards or "buy now pay later" schemes, personal loans often have lower interest rates and more structured repayment terms.
No Collateral
Unsecured loans up to $30K
Fixed Rates
Know what you pay monthly
Ready to Transform?
Apply Today
Our experienced brokers specialise in personal loans for cosmetic procedures.
Easy online application with no obligation. Get a quick decision so you can move forward with your plans.
Call us on 1800 079 147 or apply online to discuss your cosmetic surgery financing options.
Frequently Asked Questions
You can use a personal loan to finance virtually any cosmetic procedure including breast augmentation, facelifts, tummy tucks, rhinoplasty, liposuction, and more. The loan is paid directly to your bank account, giving you freedom to choose your surgeon.
Ready to apply?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score