Loans123
Commercial Finance

Better Rates for Commercial Loans

Finance your business vehicles with competitive rates. Low doc options available for ABN registered businesses.

1800 079 147
Australian Credit Licence
Low Doc Options
Fast Approval
Approved
Commercial Loan
Loans123

Loan Amount

$120,000

Business Approved

Low Doc Options

Minimal paperwork for ABN holders

Up to $250,000

Finance for any business need

Fleet Financing

Multiple vehicles welcome

Fast Approval

Quick business decisions

Loan Terms

2 - 7 years

Up to

100% LVR

Ready
Cars, Trucks & Fleets
Google Reviews - 5 Stars

Trusted by Businesses Across Australia

Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.

Marlayna S.

Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.

Jai L.

Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!

Julie O.
Commercial Loan Calculator

Estimate Your Business Repayments

Use our calculator to get an idea of your commercial loan payments

$75,000
$5,000$250,000

Estimated repayment

$1,517

per month

Loan amount$75,000
Term5 years
Example rate7.9% p.a.*

*This calculator provides estimates only. Actual rates depend on your business circumstances.

Commercial Car Loans for Your Business

Commercial car loans are financing solutions for companies purchasing vehicles for their operations. Whether you need a single company car, a fleet of utes, or heavy commercial vehicles, we can help.

At Loans 123, we offer low doc options for businesses with ABN registration for over one year and GST registration, potentially eliminating extensive documentation requirements.

Our experienced brokers personalise loan offerings to match your business needs, with loan amounts from $5,000 to $250,000 and terms from 24 to 84 months (2 to 7 years).

Worker using commercial work truck

Experienced Brokers

Our brokers personalise loan offerings to match your specific business requirements and circumstances.

Talk to Us

Loan Calculator

Use our estimation tool to get an idea of your commercial loan repayments before you apply.

Calculate Now

Free Services

We offer complimentary services including vehicle finder assistance for businesses looking for the right fleet.

Learn More
Fleet of commercial pickup trucks

Business Vehicle Finance

What We Can Finance

Loans 123 provides commercial financing for a wide range of business vehicles and equipment, including new and used vehicles, plus refinancing options.

Depending on your credit score and vehicle age, deposits may not be required. Most lenders finance up to 100% for new vehicles but may have restrictions on vehicles over five years old.

Company Cars

Sedans, SUVs, and executive vehicles

Trucks & Utes

Light and heavy commercial vehicles

Fleet Vehicles

Multiple vehicles for your business

General Equipment

Commercial equipment loans available

Simple terms. No hidden fees.

$0

Early repayment fee

Pay off your business loan early without penalty.

$10

Monthly fee

Simple, transparent pricing. No hidden extras.

Low Doc

Options available

Simplified documentation for ABN holders.

1-7 years

Loan durations

Flexible terms to suit your business cash flow.

$250,000

Max loan amount

Finance from $5,000 to $250,000 for your fleet.

Apply Now

With no impact to your credit score

Frequently Asked Questions

Yes, we work with businesses at all stages. Please contact our office at 1800 079 147 to discuss your specific business circumstances and what options may be available to you.

Ready to apply?

Find out your rate and repayments in under 90 seconds

With no impact to your credit score