Better Rates for Commercial Loans
Finance your business vehicles with competitive rates. Low doc options available for ABN registered businesses.
Loan Amount
Business Approved
Low Doc Options
Minimal paperwork for ABN holders
Up to $250,000
Finance for any business need
Fleet Financing
Multiple vehicles welcome
Fast Approval
Quick business decisions
Loan Terms
2 - 7 years
Up to
100% LVR
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
Estimate Your Business Repayments
Use our calculator to get an idea of your commercial loan payments
Estimated repayment
per month
*This calculator provides estimates only. Actual rates depend on your business circumstances.
Commercial Car Loans for Your Business
Commercial car loans are financing solutions for companies purchasing vehicles for their operations. Whether you need a single company car, a fleet of utes, or heavy commercial vehicles, we can help.
At Loans 123, we offer low doc options for businesses with ABN registration for over one year and GST registration, potentially eliminating extensive documentation requirements.
Our experienced brokers personalise loan offerings to match your business needs, with loan amounts from $5,000 to $250,000 and terms from 24 to 84 months (2 to 7 years).

Experienced Brokers
Our brokers personalise loan offerings to match your specific business requirements and circumstances.
Talk to UsLoan Calculator
Use our estimation tool to get an idea of your commercial loan repayments before you apply.
Calculate NowFree Services
We offer complimentary services including vehicle finder assistance for businesses looking for the right fleet.
Learn More
Business Vehicle Finance
What We Can Finance
Loans 123 provides commercial financing for a wide range of business vehicles and equipment, including new and used vehicles, plus refinancing options.
Depending on your credit score and vehicle age, deposits may not be required. Most lenders finance up to 100% for new vehicles but may have restrictions on vehicles over five years old.
Company Cars
Sedans, SUVs, and executive vehicles
Trucks & Utes
Light and heavy commercial vehicles
Fleet Vehicles
Multiple vehicles for your business
General Equipment
Commercial equipment loans available
Simple terms. No hidden fees.
$0
Early repayment fee
Pay off your business loan early without penalty.
$10
Monthly fee
Simple, transparent pricing. No hidden extras.
Low Doc
Options available
Simplified documentation for ABN holders.
1-7 years
Loan durations
Flexible terms to suit your business cash flow.
$250,000
Max loan amount
Finance from $5,000 to $250,000 for your fleet.
With no impact to your credit score
Frequently Asked Questions
Yes, we work with businesses at all stages. Please contact our office at 1800 079 147 to discuss your specific business circumstances and what options may be available to you.
Ready to apply?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score

