Your Roadtrip Adventure Awaits
Consumer-friendly caravan loans with fixed rates and flexible terms. Finance your new or used caravan, RV, or camper with ownership from day one.
Loan Amount
Approved
Fixed Interest Rate
Rate locked for full term
Own From Day One
Full ownership immediately
No Deposit Required
Subject to credit history
Simple Process
Minimal paperwork
Loan Terms
2 - 7 years
Borrow up to
100%+ Value
39+ Five-Star Google Reviews
“Very impressed with the service we received from Nathan at Loans 123. Professional, prompt and extremely knowledgeable of his product. Thanks Nathan would not hesitate to recommend you and the business.”
“Could not have asked for a better experience. Nathan is responsive, knowledgeable, and efficient at what he does. Now the second car loan through loans123 and won't be going anywhere else next time.”
“Massive thank you to Nathan at Loans123 for making my car purchase a seamless and positive experience. Your professionalism and great customer service was greatly appreciated. Highly recommend!”
Estimate Your Repayments
Use our calculator to get an idea of your fixed monthly payments
Estimated repayment
per month
*This calculator provides estimates only. Actual rates depend on your circumstances.
Consumer-Friendly Caravan Finance
Consumer caravan loans are a flexible and convenient way to finance your new or used caravan, RV, or camper. The financed vehicle serves as security, and you'll have ownership of the asset right from the start.
Loan durations span between 24 and 84 months (2-7 years) with interest rates fixed beforehand, so you always know exactly what you'll pay.
Depending on your credit history, a deposit may not be required. We can also finance the purchase price plus associated costs like registration and insurance.
Borrow Over 100%
Finance more than just the vehicle value. Include registration, insurance, and on-road costs in your loan.
Calculate NowFixed Interest Rates
Lock in your rate for the life of the loan. Know exactly what your repayments will be every month.
Learn MoreSpecialist Broker Team
Our dedicated team of professional brokers compare 30+ lenders to find you the best deal.
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Consumer Benefits
Why Choose a Consumer Loan?
Consumer caravan loans are designed for individuals who want to own their caravan outright while enjoying the flexibility of fixed repayments over time.
No Deposit Options
Qualify without a deposit depending on credit history
Fixed Repayments
Budget with certainty - your rate is locked in
Competitive Rates
We compare 30+ lenders for the best deal
Extended Terms
Flexible terms from 2 to 7 years
Simple terms. No hidden fees.
$0
Early repayment fee
Pay off early and save on interest. No penalties.
Fixed
Interest rates
Lock in your rate for the life of the loan.
$395
Establishment fee
Spread across repayments. $495 for loans over $15,000.
2-7 years
Loan durations
Flexible terms from 24 to 84 months.
100%+
Borrowing capacity
Finance vehicle value plus on-road costs.
With no impact to your credit score
Consumer Caravan Finance Options
With a consumer caravan loan, the financed vehicle serves as security for the loan. This typically results in more competitive interest rates compared to unsecured options.
You'll have ownership of the caravan from day one, with the lender holding a registered interest until the loan is fully repaid.
We can finance caravans, camper trailers, motorhomes, and RVs - whether new or used. Our process remains straightforward regardless of the vehicle type.
New Caravans
Competitive rates for brand new vehicles
Used Caravans
Great options for quality pre-owned
Camper Trailers
Finance for all camper types
Motorhomes & RVs
Comprehensive RV finance solutions
Ready to Hit the Road?
Apply Today
We've made the process of applying for a consumer caravan loan easy. Use our Loan Calculator to estimate repayments, then apply online in minutes!
With fixed rates, flexible terms, and our streamlined application, getting your caravan loan with Loans 123 is as easy as one two three.
Call us on 1800 079 147 or apply online to start discussing your loan options.
Frequently Asked Questions
You must be at least 18 years old to apply for a consumer caravan loan in Australia. You'll also need to be an Australian citizen or permanent resident with a valid driver's licence.
Ready to apply?
Find out your rate and repayments in under 90 seconds
With no impact to your credit score